Valuation
After Repair Value (ARV) appraised
$
Investment
Purchase Price
$
Renovation / Rehab Costs
$
Financing
Down Payment
$
Total Entry Costs
$
Total Exit Costs
$
Agent fees, title, transfer tax at sale · not financed
Max Allowable Offer
$116,012
based on 75% LTV · purchase is under MAO ✓
MAO LTV
%
AUTO LTV
86.7%
Total Project Cost$178,988
Loan Amount$155,183
Cash Out of Pocket$23,805
Interest Rate (Annual)
%
Loan Term
yrs
Income
Monthly Rent
$
Fixed Expenses (Annual)
Property Taxes
$
Insurance
$
Variable Expenses (Monthly)
Maintenance / Repairs
$
Property Mgmt Fee
$
Other
$
Total Variable Expenses
−$100/mo
Analyzing Deal…
Enter your numbers to see the analysis.
Equity Multiple
2.72x
(Equity Captured + Cash Out) ÷ Cash Out
✦ Target 2.0x — Met
Every $1 invested = $2.72 in equity value
Monthly Cash Flow
+$344
$4,130/yr
Cash-on-Cash Return
17.3%
target: 8.0%
Equity Captured
$41,012
vs. ARV
ROE Capture
172.3%
equity ÷ cash invested
LTV Ratio
70.5%
loan ÷ ARV
Annual Cash Flow
+$4,130
gross annual
Monthly Cash Flow vs. PITI
+$344
Investment Stack
Purchase Price$98,000
Renovation Costs$65,000
Entry Costs$15,988
Exit Costs$0
Total Project Cost$178,988
Down Payment$7,817
Loan Amount$155,183
Cash Out of Pocket$23,805
ARV$220,000
Equity Captured$41,012
Monthly P&L
Gross Rent$1,675
PITI
Principal & Interest−$981
Taxes (mo.)−$250
Insurance (mo.)−$100
PITI Subtotal−$1,331
OPERATING EXPENSES
Maintenance−$100
Mgmt Fee−$0
Other−$0
OpEx Subtotal−$100
Total Monthly Costs
−$1,431
Net Cash Flow+$244
LOAN DETAILS
LTV (Loan ÷ ARV)70.5%
Loan Amount$155,183
Rate / Term6.5% / 30yr
Capital Waterfall
ARV
$220,000
Total Cost
$178,988
Loan Amount
$155,183
Equity Captured
$41,012
Cash Out
$23,805